Defining dignity in retirement quickly devolved into undignified politics about equity, greed and fairness and the purpose of the superannuation system.

Retirement savings can be dented by paying for excess insurance in your super fund in late career.

Diversity of membership for merging super funds must focus not only on the ‘acquisition’ of new members so they’re ‘stapled’, but also having a large base of older and wealthier members for when the staples fall out.